Insurance Claims

If a piece of your jewelry becomes damaged, lost, or stolen – don’t panic! Contact us. Our expert replacement service will take care of all the details. We will get in touch with your insurance company and make certain that you receive the proper repairs and/or replacement items.


An appraisal is a detailed graded description of your jewelry with a forward looking value. An appraisal is used to insure and protect your fine jewelry in case of theft, loss, or damage. Our skilled GIA trained staff can issue insurance appraisals and estate appraisals for your jewelry the same day! We can even contact your insurance agent to make sure your items are added to your policy correctly for your protection.

Our appraiser works with conservative, forward-looking values. Your jewelry will be protected, while avoiding over payment of premiums. Each of your jewelry items will be carefully cleaned and examined to make sure they are all in insurable condition before your appraisal is issued.

With the rising of the metal market prices be sure to keep your item appraisal values updated every 3 to 5 years for your protection. Jewelry purchased from M.J. Reed Jewelers will be issued a complimentary jewelry appraisal for your insurance company and your personal records.